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Aviation Aviation risks present considerable challenges requiring forward thinking and innovative solutions, along with evaluation and risk assessment of our clients' needs. We provide Private and Commercial Aviation Insurance policies to protect you, your aircraft, cargo and passengers, while in the air and on the ground. We can provide cover for any Aircrafts, Gliders, Helicopters, Hot Air Balloons, Drones and Hangers. ​ We offer: Hull and Liability (Re)Insurance coverage for Private & Commercial Light Aircraft and Helicopters Hull and Liability (Re)Insurance coverage for Private & Commercial Hot Air Ballons Premises, Hangar keepers and Products Liability Aviation Traders Pilot and Crew Personal Accident Coverage Loss of Licence for Pilots We have access to some of the leading aviation (Re)Insurers and Brokers in both the UK and the EU and beyond and can offer either a comprehensive package of both Hull and Liability (Re)Insurance or just Liability (Re)Insurance at competitive premiums. We Offer: Airplane, Glider, Helicopter, Hot Air Balloon, Drone and Hanger insurance Hull Insurance Hull Insurance When you own/ operate an aircraft, you are exposed to the possibility of losses including (but not limited to) fire/ theft/ accidental damage. If you would like to protect yourself against losses of this type, we can provide you with Hull Insurance. Liability Insurance Liability Insurance Our policies provide Third Party and Passenger (if applicable) Legal Liability. If both types of Liability coverage are required, i.e. the aircraft is permitted to carry Passengers, this Liability will be provided in the form of a Combined Single Limit (C.S.L.). Such limit will be no less than what is legally required under EU Regulation EC785/2004 (a copy of the Regulation can be provided upon request; this allows legal flight within Europe). Have more questions? Contact us

Cyber With data now one of the most valuable (and vulnerable) assets an organization can hold, we help our clients understand the nuances of cyber threats, how those threats might evolve, and how to mitigate their risk of a security breach. If an attack occurs, we have solutions that protect against litigation, reputation loss, and remediation.​ Privacy and Security Failure Breach Response Information Security and Privacy Liability Network Extortion PCI Fines and Penalties Network Interruption and Recovery Failure to Supply Outsourced Service Provider Coverage E-theft and Computer Crime Social Engineering Coverage Forensic Costs Reputational Damage Mitigation Data Restoration Technology Errors and Omissions Media, Content and Production Liability Full System Failure We offer a wide range of solutions and services, made to fit client requirements – from off-the-shelf cyber policies for SMEs to complex bespoke solutions for large corporates. Our expert team construct cyber insurance that is tailored to each organization’s needs and that compliments existing insurance. ​ Coverage includes: Critical Breach Response Services Third Party Liability and Regulatory Costs Business Interruption and Damage to Digital Assets Reputation Damage Social Engineering Crime Have more questions? Contact us

Accident and Health The human workforce is the most important asset in any organization; it is also the most vulnerable. Providing the best accident and health protection against unexpected events is not just a legal and moral obligation, but also a competitive advantage. Medical Insurance Personal Accident, including Death and Disability Life Insurance International Expat Medical Programs Have more questions? Contact us

Energy The energy sector is critical to our economy and well-being. We offer a mix of energy insurance products and services that continually evolve to help support and advance this dynamic market – now and for the future. As the global energy sector continues to transition and invest in new technologies to deliver clean and sustainable futures, we are helping clients to identify and manage the new and evolving risks they face. ​ Without the energy sector, life as we know it would struggle to function. With effective insurance solutions in place, this vital industry can continue to flourish and adapt to the challenges they face, including climate change: Renewable Energy, Nuclear, Independent Power Producers and Regulated Utilities Midstream and Energy Infrastructure Companies E&P Companies – onshore and offshore Transmission and Distribution, Infrastructure and Energy Service Contractors Processing and Refining Companies OUR EXPERTISE OUR EXPERTISE Downstream Midstream Upstream Have more questions? Contact us

Travel Insurance From single trip cover to annual trip policies; we have it covered. Your lifestyle provides regular travel to various locations around the world whether for business or pleasure. Travel insurance protects your holiday, you and those travelling with you against unforeseen eventualities such as cancellation, loss or delay of baggage, theft, fright delay, accidents and unexpected illness. Have more questions? Contact us

Cannabis and Life Sciences We offer commercial casualty insurance coverage for cultivators, processors, wholesalers and dispensaries: Cultivators Extraction Companies Logistics and Distribution CBD Manufacturers, White Labelers and Retailers Laboratory Testing Facilities Psychedelic Research & Development Facilities Pharmacists CRO's Product Manufacturers Cannatech Ancillary Industry What we cover: Product Liability General Liability Parametric Crop Insurance Clinical Trials Liability Cargo Directors and Officers Liability Product Recall Cyber What we cover: What we cover: Product Liability General Liability Parametric Crop Insurance Clinical Trials Liability Cargo Directors and Officers Liability Product Recall Cyber Have more questions? Contact us

Home Insurance Your home is a valuable asset to you, so you should protect it. We customize home insurance to provide you with complete protection. Whether you are ensuring an apartment you own or a rented apartment, you can choose between structure insurance, contents insurance or combined structure and contents insurance. Integrated Home Insurance - Protects you against damage to the structure and contents of the apartment. Apartment Structure Insurance – Protects you against damages to the structure of the apartment, such as the walls and ceilings. Apartment Contents Insurance - Protects you against damages to the contents of your apartment such as furniture, valuables and various products. Benefits of apartment insurance: With apartment insurance, you can benefit from the following coverages: Insurance coverage for damages to the structure and contents of an apartment as a result of natural disasters, fire, burglary, vehicle collisions and more. Coverage against water damage - with this coverage, in case of water damage in the apartment, you can order a plumber who works in an arrangement with the insurance company. Insurance coverage for earthquake and tsunami damage. Insurance coverage for damages to a third party and household workers. Insurance coverage in cases of broken glass, sanitary ware and mirrors. Have more questions? Contact us

Clinical Trials and Life Science Life Science is a growing and evolving sector facing an increasing variety of challenges. It is therefore crucial for businesses to have the correct insurance cover in place in the unfortunate event of a claim occurring. This class of business requires specialists’ knowledge to place these somewhat complex risks and we have the capabilities and strong working relationships to deliver the solutions companies need. We understand that all Clinical Trial Research Programs are different. It is, therefore, vital that we maintain a flexible approach to the insurance requirements of all of our clients in order to be able to offer each client the best possible solution. We are prepared to offer specific unrivalled policy solutions for the following types of insurance: Life of Trial Policies (Maximum Duration 10 years) Country Specific Annual ‘All Trial’ Policies Bespoke, Multi-Country Annual or Life of Trial Policies Global Master Difference in Conditions / Difference in Limits Policies Follow Form Excess of Loss Policies We offer: No Fault Compensation and Legal Liability Policies Admitted Compulsory Covers in Local Language with Just-in-Time Certification Life of Trial Policies (Maximum Duration 10 years) Country Specific Annual ‘All Trial’ Policies Bespoke, Multi-Country Annual or Life of Trial Policies Global Master Difference In Conditions / Difference In Limits Policies Excess of Loss Polices Coverage Offered Worldwide Have more questions? Contact us

Expertise Fine Art and Specie Our team has an in-depth understanding of fine art and specie risks, providing specialist advice and support in negotiating and managing insurance programs globally. We cater to businesses and private clients alike, ensuring comprehensive protection tailored to your unique needs. Marine Insurance Our team of experts are at hand to find suitable insurance as you embark on your nautical adventures and 'life on the water.'Whether at sea, on lakes, or cruising canals and waterways, we provide our clients with access to superior covers, expert advice and best value insurance protection. Aviation Aviation risks present considerable challenges requiring forward thinking and innovative solutions, along with evaluation and risk assessment of our clients' needs. We provide private aviation insurance policies to protect you, your aircraft, cargo and passengers, while in the air and on the ground. Accident and Health The human workforce is the most important asset in any organization; it is also the most vulnerable. Providing the best accident and health protection against unexpected events is not just a legal and moral obligation, but also a competitive advantage. Liability We address unique risks with innovative, sustainable solutions and collaborate with our clients through the claims process. Special Risks Special Risks Insurance can play a critical role in an organization’s security risk management. This specialist class of insurance is now used by companies and organizations as a security ‘toolbox’ ensuring 24/7 access to professional crisis response. Cyber With data now one of the most valuable (and vulnerable) assets an organization can hold, we help our clients understand the nuances of cyber threats, how those threats might evolve, and how to mitigate their risk of a security breach. If an attack occurs, we have solutions that protect against litigation, reputation loss, and remediation.​ Clinical Trials and Life Science Life Science is a growing and evolving sector facing an increasing variety of challenges. It is therefore crucial for businesses to have the correct insurance cover in place in the unfortunate event of a claim occurring. This class of business requires specialists’ knowledge to place these somewhat complex risks and we have the capabilities and strong working relationships to deliver the solutions companies need. Energy The energy sector is critical to our economy and well-being. We offer a mix of energy insurance products and services that continually evolve to help support and advance this dynamic market – now and for the future. Cannabis and Life Sciences We offer commercial casualty insurance coverage for cultivators, processors, wholesalers and dispensaries. Home Insurance Your home is a valuable asset to you, so you should protect it. We customize home insurance to provide you with complete protection. Whether you are ensuring an apartment you own or a rented apartment, you can choose between structure insurance, contents insurance or combined structure and contents insurance. Car Insurance Your vehicle is exposed to many risks: theft, break-in, damage as a result of an accident and even bodily harm to passengers in the vehicle or others, therefore it is important to have all the appropriate coverages in car insurance that will provide you with the most suitable protection. We tailor your insurance needs, and we provide you with protection against these risks. Travel Insurance From single trip cover to annual trip policies; we have it covered. Your lifestyle provides regular travel to various locations around the world whether for business or pleasure. Travel insurance protects your holiday, you and those travelling with you against unforeseen eventualities such as cancellation, loss or delay of baggage, theft, fright delay, accidents and unexpected illness. Office and Employment Insurance Whether you own a business or run an institution, our office provides a comprehensive range of business insurance products to protect you. Services The claims process can be an anxious time. We want to make it easier. We lead negotiations and smooth the claims process, offering rapid understanding and comprehensive support.

Liability Professional Indemnity Professional Indemnity Professional Indemnity (PI) insurance protects a company against legal costs and damages arising from an alleged or actual act, omission or breach of professional duty towards third parties. Professional Negligence Losing Client Documents Unintentional Breach of Copyright and/or Confidentiality Defamation Professional Liability Professional Liability Sometimes called Errors and Omissions (E&O) Insurance, is essential for service providers in today's litigious environment. Businesses need help mitigating exposures arising from allegations of negligent acts, errors and omissions. We address unique risks with innovative, sustainable solutions and collaborate with our clients through the claims process. Directors and Officers (D&O) Liability Insurance Directors and Officers (D&O) Liability Insurance D&O Insurance protects the personal assets of corporate directors and officers in the event that they are personally sued by employees, vendors, competitors, etc. The insurance covers legal fees, settlements and other costs. D&O insurance holds officers harmless for losses due to their role in the company. Breach of Fiduciary duty resulting in Financial Losses or Bankruptcy Misrepresentation of Company assets Misuse of Company Funds Fraud Failure to Comply with Workplace Laws Theft of Intellectual Property and Poaching of Competitor's Customers Lack of Corporate Governance Product Liability Product Liability Product Liability Insurance covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies. Have more questions? Contact us

Marine Insurance Our team of experts are at hand to find suitable insurance as you embark on your nautical adventures and 'life on the water.' Whether at sea, on lakes, or cruising canals and waterways, we provide our clients with access to superior covers, expert advice and best value insurance protection. We have been providing commercial and private marine insurance to yacht, pleasure craft and boat owners since 1987. Our team of expert marine insurance specialists has accumulated experience. Applying this experience, we are able to offer competitive rates to our customers, as well as the best possible cover for all of their marine insurance needs. Whether you’re looking for pleasure boat insurance or commercial marine insurance for your vessel, you’ve come to the right place. Our facilities are placed with first-class security in the London Market. Hull and Machinery Hull and Machinery Insurance Covers: Costs of Repairing Physical Loss or Damage to a Vessel Reimbursement Following Total Loss of a Vessel (actual and constructive) Expenses to Prevent Loss (sue and labor, salvage and GA contributions) Collision Liability Expenses Associated with Claims (survey fees etc.) Our all-risk yacht insurance policies include as standard, everything you could ask for, including covering your yacht or pleasure craft against: Fire, Lightning or Explosion Theft, Malicious Damage or Vandalism Accidental Loss or Damage Personal Accident Cover Third Party Cover for Incidents Third Party Third Party Our competitive third-party liability and fully comprehensive boat insurance policies not only insure the boat and associated property (such as water skis, personal belongings and toys), but also includes liability cover for you as the boat owner, and personal accident insurance for emergency medical expenses for yourself and your guests should the worst happen. Third Party - provides coverage for third-party liabilities arising from the operation of a vessel. It covers a wide range of risks, including bodily injury, property damage, pollution, and wreck removal. Crew Personal Accident Personal accident insurance policies provide complete financial coverage to policyholders. You get coverage for accidental death, bodily injuries, and physical disabilities (temporary and permanent). In case of the insured's death, the nominee gets 100% compensation. Crew Personal Accident Medical Insurance International private medical insurance, emergency medical expenses. Medical Insurance Protection Indemnity We provide shipowners and charterers with advice, support and placement of P&I and FD&D cover with both the International Group Clubs and fixed premium facilities. Protection Indemnity War Risks We place the (re)insurance for war mutuals, as well as a large volume of direct war risks for individual shipowners, ship managers and charterers. Excluding some countries. War Risks Marine Liability Insurance As the leading broker for marine liability business in the London market, we place a number of the world’s largest specialist marine accounts. Marine Liability Insurance Specific Single Voyage (delivery / relocation) Specific Single Voyage (delivery / relocation) Business Interruption Business Interruption Piracy/Kidnap & Ransom Piracy/Kidnap & Ransom Transit Coverage Transit Coverage Cargo Including General, Bulk, Food and Specialized Cargo Including General, Bulk, Food and Specialized Shipowners’ Liability to Cargo Shipowners’ Liability to Cargo Loss of Hire Loss of Hire Charterers’ Liability including Slot Chartering Charterers’ Liability including Slot Chartering We offer : Yacht, Pleasure Craft and Boat insurance Have more questions? Contact us